512 Mercy St, Philadelphia, PA 19148

$195,000
2
BD
1
BA
840
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

List Price
$195,000
Days on Market
38
Status
ACTIVE
MLS#
PAPH2651984
Bedrooms
2
Bathrooms
1
Full Baths
1
Living Area
840
Lot Size (Acres)
0.02
Style
Straight Thru
Year Built
1920
County
Philadelphia
School District
The School District Of Philadelphia

Property Description

Move in ready and money smart! This beautifully updated 2 bedroom row home in South Philadelphia's desirable Whitman neighborhood pairs contemporary finishes with one of the strongest financing packages on the market today. This property qualifies for CRA financing with just 3% down, no PMI, and an interest rate lower than FHA. KeyBank is offering a 5K credit, stackable with the Philly First Home 10K grant, for up to 15K in potential assistance. The credit can be applied toward closing costs, prepaid mortgage or insurance, escrow deposit, real estate taxes, or per diem interest. An HWA home warranty is also included in the sale. Step into a sun lit open floor plan with gleaming wood floors, soaring ceilings with fans, and large windows that flood the space with natural light. The living room flows into a dedicated dining room crowned by chandelier lighting, then into a modern kitchen featuring new cabinetry, new appliances, a gas range, stainless steel hood, and stylish backsplash. Upstairs, two spacious bedrooms offer large windows, abundant natural light, and ample closet space. The oversized bathroom delivers a large walk in shower, multiple lighting fixtures, thoughtful accessibility upgrades for safe, comfortable everyday living. Additional highlights include central air conditioning, a full basement with room for an exercise space, laundry, and extra storage plus future finishing potential and a fully fenced backyard perfect for gardening, entertaining, relaxing, or pets. Conveniently located near neighborhood shopping, dining, and public transportation with quick access to major highways, this home offers comfort, convenience, and serious value in one of South Philadelphia's most established communities. Opportunities like this do not sit. Schedule your showing today!

Additional Information

Area
19148 (19148)
Subdivision
Whitman
Taxes
$2950
Interior Features
Bar, Floor Plan - Open, Wood Floors, Upgraded Countertops, Ceiling Fan(s), Bathroom - Walk-In Shower
School District
The School District Of Philadelphia
Exterior Features
Awning(s), Exterior Lighting, Sidewalks, Street Lights
View
Street
Heating
Forced Air
Heating Fuel
Natural Gas
Cooling
Central A/C
Water
Public
Sewer
Public Sewer
Room Level
Living Room: Main, Dining Room: Main, Kitchen: Main, Bedroom 1: Upper 1, Bedroom 2: Upper 1, Bathroom 1: Upper 1, Basement: Lower 1, Laundry: Lower 1
Basement
Yes

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of LPT Realty, LLC. Contact: 8773662213

board logo

© 2026 TReND. All Rights Reserved.
The data relating to real estate for sale on this website appears in part through the TReND Internet Data Exchange (IDX) program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Real Estate Company participates, and is provided by TReND through a licensing agreement. Real estate listings held by brokerage firms other than Real Estate Company are marked with the IDX icon and detailed information about each listing includes the name of the listing broker.
All information provided is deemed reliable but is not guaranteed. Some properties which appear for sale on this website may no longer be available because they are under contract, have sold or are no longer being offered for sale. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.